About Peak Home Mortgage (PHM)

Peak   Home   Mortgage   was   created   with   a   commitment   to   offer   the   best   in   service   and mortgage solutions for Colorado home buyers. As a Full Service Mortgage Broker, we use the lending power of hundreds of different loan programs offered through dozens of different lenders at the wholesale level. By obtaining rates for you at the wholesale level, we are able to compete for your business with some of the largest lenders and command the best rates and lowest costs in the industry. We offer a level of personal assistance, customer satisfaction, and aggressive product offerings like no other provider. Our highly trained staff, product knowledge, commitment to the job at hand, and dedication, are the key elements to giving the customer the highest levels of satisfaction and service. Our vision for the company is to streamline and simplify the loan process, and enhance the customer's experience. With Neil’s experience in corporations and with MAC5 Mortgage backing us up we are able to provide first class service that ensures absolute success for the client. We also know that the very best compliment in our industry is to earn a Peak Home Mortgage referral from someone you know. Simply stated, we focus on absolutely truthful and knowledgeable interactions with our clients to create something that is very difficult to find in this industry; the confidence and comfort level that your mortgage broker is actually looking out for your best interests through the entire lending process. We are here for you! The   mortgage   loan   and   refinance   loan   process   can   be   a   bit   confusing   if   you   don’t   have   someone   looking   out for   your   best   interest.   Peak   Home   Mortgage,   a   Colorado   licensed loan broker, will guide you through the bumps.    We’ll   be   sure   that   you   get   the   best   rate   of   available   mortgages   for   your   needs, best    home    loan    terms    and    service    possible.    We    have    nearly    40    specialized finance    sources    providing    our    Colorado    home    loan    customers    with    the    best programs at our fingertips. The   very   worst   thing   that   could   happen   is   that   you   get   a   home   loan   that   is   painful to    keep    up    with.    Worse    yet,    during    the    mortgage    loan    or    refinance    loan application process, you still not knowing if you are doing the right thing. From   the   very   beginning   we   will   slow   things   down   and   make   sure   everything   “feels   right”   before   you   move   forward.   Because   of   our   vast number   of   financial   investors,   we   can   usually   offer   multiple   options   that   can   settle   your   concerns   regarding   who   is   right   for   you   and give   you   confidence   you   are   doing   the   right   thing   for   yourself   and   family.   When   we   have   answered   your   questions   and   you   feel   good about your new mortgage solution we will begin the application and approval process. We can help you with a new home mortgage, Refinance mortgages, Reverse mortgage and many other options! Conventional loans – See others here Conventional loans are the most common loan in the market today. Conventional    loans    work    best    when    you    have    more    than    10%    equity    or    down    payment,    and    you    have    higher    credit    scores. Conventional loans can also be used for a greater variety of property types and loan purposes. If   you   have   less   than   20%   equity,   you   are   required   to   have   mortgage   insurance,   however,   depending   on   the   loan-to-value   and   your credit   scores,   the   mortgage   insurance   can   be   very   inexpensive.   If   you   have   at   least   20%   equity   or   are   making   a   20%   down   payment, then Conventional loans are hard to beat! Minimum 5% equity or down payment (3% in limited cases) Any loan amount (over $417,000, would be considered a Jumbo loan) 640 minimum credit score Mortgage insurance required for loan-to-value over 80% Limited gift funds allowed on purchase 30 year, 20 year, 15 year terms (other terms available) Both fixed rate and adjustable rate programs No prepayment penalties Peak   Home   Mortgage   offers   a   variety   of   mortgage   products   to   meet   your   needs,   including   competitive   fixed   and   adjustable   loan   rates. Our   goal   is   to   provide   you   with   the   mortgage   loan   that   suits   you   best.   Call   us   today   at   303-526-9620   to   discuss   what   type   of   loan   is   best for   you.   We   are   a   full-service   mortgage   broker   with   experienced   staff   offering   expertise   in   every   area   of   mortgage   lending   from purchase   to   refinance   to   construction   lending.   Our   staff   is   dedicated   to   finding   you   the   best   loan   product   at   the   best   rate   and   helping you navigate the ever-changing mortgage industry! S ee all Types of loans here We can help you with new home mortgages, Refinance mortgage, Reverse mortgage and many other options! Anywhere in Colorado With our high tech home loan application capabilities we can handle your mortgage needs by phone and on-line. No longer does the borrower have to go through face-to-face meetings and extensive time intensive loan process of applications. Peak Home Mortgage will take your loan on-line while we are on the phone and we are happy to allow you to see the application as it is being filled out, right on your computer. From the very beginning of the home mortgage process you can rest assured that the steps from application through closing will be done professionally and accurately within the guidelines of Colorado State home loan, mortgage loan and refinance loan mortgage law. With nearly 40 lenders, our ability to provide you with the best rate and service is greatly enhanced over single source mortgage companies. Call us now to get more information or get started with your application. NMLS ID: 1008665 Colorado License LMB100044763 Regulated by the Division of Real Estate
Peak Home Mortgage | 25147 Foothills Dr. N| Golden, CO| 80401| Tel: 303-526-9620 - NMLS 1008665 - CO Lic. 100044763
Call us: 303-526-9620
Neil Frame Neil     has     lived     and     worked     in Colorado    for    over    20    years    and helped   people   with   their   financial needs      as      well      as      serve      the community    as    a    Lieutenant    with Genesee Fire rescue.
Our services are available in Denver, Boulder, Longmont, Loveland, Greeley, Ft. Collins, Colorado Springs, Pueblo, Mountain cities, Grand Junction, Montrose, Durango and every city in between. Just give us a call and we will be able to let you know if we can help in a few short minutes!
Powered By MAC5 Mortgage NMLS 199325
Revised 11/11/15
  Rate         APR 30 Yr Fixed Rate       4.020%     4.107% 5 Yr ARM                   3.000%     3.316% 15 Year Fixed            3.125%     3.391%
Whether you need a Conventional 30 year fixed loan, Refi, or short term Adjustable rate, we can help you. We will get you through the process quickly and professionally.
Rates Based Good Credit on 6/18/14
Colorado Home Loans *Best Colorado Mortgage Rates!
Powered by Mortgage Calculator

About Peak Home Mortgage (PHM)

Peak   Home   Mortgage   was   created   with   a   commitment   to   offer   the   best   in service and mortgage solutions for Colorado home buyers. As a Full Service Mortgage Broker, we use the lending power of hundreds of different loan programs offered through dozens of different lenders at the wholesale level. By obtaining rates for you at the wholesale level, we are able to compete for your business with some of the largest lenders and command the best rates and lowest costs in the industry. We offer a level of personal assistance, customer satisfaction, and aggressive product offerings like no other provider. Our highly trained staff, product knowledge, commitment to the job at hand, and dedication, are the key elements to giving the customer the highest levels of satisfaction and service. Our vision for the company is to streamline and simplify the loan process, and enhance the customer's experience. With Neil’s experience in corporations and with MAC5 Mortgage backing us up we are able to provide first class service that ensures absolute success for the client. We also know that the very best compliment in our industry is to earn a Peak Home Mortgage referral from someone you know. Simply stated, we focus on absolutely truthful and knowledgeable interactions with our clients to create something that is very difficult to find in this industry; the confidence and comfort level that your mortgage broker is actually looking out for your best interests through the entire lending process. We are here for you! The    mortgage    loan    and    refinance    loan    process    can    be    a    bit confusing   if   you   don’t   have   someone   looking   out   for   your   best interest.   Peak   Home   Mortgage,   a   Colorado   licensed   loan   broker, will guide you through the bumps.    We’ll   be   sure   that   you   get   the   best   rate   of   available   mortgages   for   your   needs, best   home   loan   terms   and   service   possible.   We   have   nearly   40   specialized   finance sources   providing   our   Colorado   home   loan   customers   with   the   best   programs   at our fingertips. The   very   worst   thing   that   could   happen   is   that   you   get   a   home   loan   that   is   painful to   keep   up   with.   Worse   yet,   during   the   mortgage   loan   or   refinance   loan   application process, you still not knowing if you are doing the right thing. From   the   very   beginning   we   will   slow   things   down   and   make   sure   everything   “feels right”   before   you   move   forward.   Because   of   our   vast   number   of   financial   investors, we   can   usually   offer   multiple   options   that   can   settle   your   concerns   regarding   who is   right   for   you   and   give   you   confidence   you   are   doing   the   right   thing   for   yourself and   family.   When   we   have   answered   your   questions   and   you   feel   good   about   your new mortgage solution we will begin the application and approval process. We    can    help    you    with    a    new    home    mortgage,    Refinance    mortgages,    Reverse mortgage and many other options! Conventional loans – See others here Conventional loans are the most common loan in the market today. Conventional   loans   work   best   when   you   have   more   than   10%   equity   or   down payment,   and   you   have   higher   credit   scores.   Conventional   loans   can   also   be   used for a greater variety of property types and loan purposes. If   you   have   less   than   20%   equity,   you   are   required   to   have   mortgage   insurance, however,   depending   on   the   loan-to-value   and   your   credit   scores,   the   mortgage insurance   can   be   very   inexpensive.   If   you   have   at   least   20%   equity   or   are   making   a 20% down payment, then Conventional loans are hard to beat! Minimum 5% equity or down payment (3% in limited cases) Any loan amount (over $417,000, would be considered a Jumbo loan) 640 minimum credit score Mortgage insurance required for loan-to-value over 80% Limited gift funds allowed on purchase 30 year, 20 year, 15 year terms (other terms available) Both fixed rate and adjustable rate programs No prepayment penalties Peak   Home   Mortgage   offers   a   variety   of   mortgage   products   to   meet   your   needs, including   competitive   fixed   and   adjustable   loan   rates.   Our   goal   is   to   provide   you with   the   mortgage   loan   that   suits   you   best.   Call   us   today   at   303-526-9620   to discuss   what   type   of   loan   is   best   for   you.   We   are   a   full-service   mortgage   broker with   experienced   staff   offering   expertise   in   every   area   of   mortgage   lending   from purchase   to   refinance   to   construction   lending.   Our   staff   is   dedicated   to   finding   you the   best   loan   product   at   the   best   rate   and   helping   you   navigate   the   ever-changing mortgage industry! S ee all Types of loans here We    can    help    you    with    new    home    mortgages,    Refinance    mortgage,    Reverse mortgage and many other options! Anywhere in Colorado With our high tech home loan application capabilities we can handle your mortgage needs by phone and on-line. No longer does the borrower have to go through face-to-face meetings and extensive time intensive loan process of applications. Peak Home Mortgage will take your loan on-line while we are on the phone and we are happy to allow you to see the application as it is being filled out, right on your computer. From the very beginning of the home mortgage process you can rest assured that the steps from application through closing will be done professionally and accurately within the guidelines of Colorado State home loan, mortgage loan and refinance loan mortgage law. With nearly 40 lenders, our ability to provide you with the best rate and service is greatly enhanced over single source mortgage companies. Call us now to get more information or get started with your application. NMLS ID: 1008665 Colorado License LMB100044763 Regulated by the Division of Real Estate
Peak Home Mortgage | 25147 Foothills Dr. N| Golden, CO| 80401| Tel: 303-526-9620 - NMLS 1008665 - CO Lic. 100044763
Neil Frame Neil   has   lived   and   worked   in Colorado    for    over    20    years and   helped   people   with   their financial    needs    as    well    as serve    the    community    as    a Lieutenant      with      Genesee Fire rescue.
Our services are available in Denver, Boulder, Longmont, Loveland, Greeley, Ft. Collins, Colorado Springs, Pueblo, Mountain cities, Grand Junction, Montrose, Durango and every city in between. Just give us a call and we will be able to let you know if we can help in a few short minutes!
  Rate         APR 30 Yr Fixed Rate       4.020%     4.107% 5 Yr ARM                   3.000%     3.316% 15 Year Fixed            3.125%     3.391%
Whether you need a Conventional 30 year fixed loan, Refi, or short term Adjustable rate, we can help you. We will get you through the process quickly and professionally.
Rates Based Good Credit on 6/18/14
Colorado Home Loans *Best Colorado Mortgage Rates!